Financial Literacy

Learn key money skills to make smart decisions

26 articlesUpdated regularly
Discover a Smarter Way to Track Your Glucose
Financial Literacy

Discover a Smarter Way to Track Your Glucose

Continuous glucose monitoring (CGM) systems offer a significant advancement in tracking glucose levels by providing continuous data and personalized insights, essential for diabetes management and broader metabolic health optimization, yet they can be expensive without insurance coverage. Integrating CGMs with other health monitoring devices can enhance understanding of individual metabolic responses, but users should consider accuracy, cost, and insurance options when selecting a device.

7/23/20256 min read
Hear the Difference with Powerful Noise Cancelling Headphones
Financial Literacy

Hear the Difference with Powerful Noise Cancelling Headphones

When looking to purchase noise-cancelling headphones, consider factors such as noise cancellation capability, comfort for extended use, and whether over-ear or in-ear styles suit your lifestyle, with premium models like Sony WH-1000XM5 and Bose QuietComfort Ultra offering top-tier performance. For finding deals, monitor major sales events and price tracking sites to capitalize on discounts, ensuring your investment in these headphones enhances productivity and provides superior audio quality.

7/23/20256 min read
Bring the Big Screen Experience Home with Smart Theater Tech
Financial Literacy

Bring the Big Screen Experience Home with Smart Theater Tech

To create a smart home theater, prioritize investing in a high-resolution smart TV and a quality audio setup, considering factors like size, display technology, and speaker configuration. Begin with a good display, then gradually expand by adding sound systems and smart integrations, balancing budget and performance, and leverage streaming services and physical media for optimal content quality.

7/23/20254 min read
Nissan’s Murano 2025 Combines Style and Substance
Financial Literacy

Nissan’s Murano 2025 Combines Style and Substance

The 2025 Nissan Murano offers a significant upgrade with a redesigned exterior and interior, improved powertrain options including a hybrid, advanced technology features like a 12.3-inch touchscreen and digital cockpit, and enhanced safety systems, all while maintaining competitive pricing starting at around $38,500, making it a strong contender in the mid-size crossover SUV market.

7/23/20255 min read
Never Run Out of Power with Portable Solar Banks
Financial Literacy

Never Run Out of Power with Portable Solar Banks

Portable solar power banks offer an eco-friendly solution to charge devices off-grid, particularly during camping, power outages, or for reducing your carbon footprint; they are best suited for small devices, varying in effectiveness based on sunlight conditions, with prices ranging from $20-$200 depending on capacity and features. Although they are not replacements for traditional power sources, investing in one can pay off over time through savings on disposable batteries and electricity for frequent users, despite lacking financial incentives like home solar installations.

7/23/20256 min read
This New Sleep Apnea Device Is Helping People Rest Easier
Financial Literacy

This New Sleep Apnea Device Is Helping People Rest Easier

Innovative oral appliances are transforming sleep apnea treatment by offering a comfortable and effective alternative to traditional CPAP machines, achieving a 79% success rate in reducing apnea events and improving compliance rates due to advancements such as precision digital fitting and real-time monitoring. These devices, costing $1,500 to $3,000, may be partially covered by insurance, particularly for patients with mild to moderate obstructive sleep apnea, and must be obtained and fitted through professional consultation following a sleep study.

7/23/20255 min read
Top Series to Watch on Netflix: Binge Your Next Favorite
Financial Literacy

Top Series to Watch on Netflix: Binge Your Next Favorite

Netflix is planning to invest over $17 billion in new programming for 2025, highlighting upcoming releases such as the next "Bridgerton" installment and the final season of "Stranger Things," while current top shows include "Squid Game," "Stranger Things," and "Money Heist."

7/23/20257 min read
Hobbies to Distract from Depression: Stay Engaged, Stay Bright
Financial Literacy

Hobbies to Distract from Depression: Stay Engaged, Stay Bright

Engaging in hobbies can positively impact mental health by interrupting negative thought patterns and boosting mood through the release of dopamine and serotonin, serving as a healthy complement to professional depression treatment. Activities such as creative pursuits, light physical movement, and meaningful hobbies provide both distraction and a sense of accomplishment, helping individuals manage depressive symptoms through consistent, small actions.

7/21/20256 min read
6 Signs You Have Depression: Know What to Look For
Financial Literacy

6 Signs You Have Depression: Know What to Look For

While this article mainly focuses on symptoms and treatment options for depression, it indirectly highlights the financial concern of ensuring access to mental health resources, such as consulting healthcare providers or therapists, and potentially affording medication and supportive care networks, underscoring the need to financially plan for comprehensive health care coverage.

7/21/20255 min read
How to Choose the Best Lotion for Aging Skin at Any Age
Financial Literacy

How to Choose the Best Lotion for Aging Skin at Any Age

To choose the best lotion for aging skin, focus on hydration and barrier repair by selecting products with ceramides, hyaluronic acid, and glycerin for 70-year-olds, and include soothing ingredients like colloidal oatmeal and shea butter for those in their 80s. Incorporate anti-aging ingredients such as retinol, peptides, and antioxidants to address firmness and tone, and maintain a routine with gentle cleansing, consistent moisturization, and sun protection.

7/16/20255 min read
The Best Healthy Candy Options for Guilt-Free Snacking
Financial Literacy

The Best Healthy Candy Options for Guilt-Free Snacking

The summary highlights strategies for indulging in sweet treats without compromising health goals, emphasizing smart snacking through options like dried fruits, dark chocolate-covered nuts, and sugar-free candies made with healthier sweeteners. It stresses the importance of portion control, mindfulness, and select options compatible with various dietary needs, reminding readers that balance and enjoyment can coexist in a healthy lifestyle.

7/8/20256 min read
Top 5 Candy Bars Ranked by Real Chocolate Lovers
Financial Literacy

Top 5 Candy Bars Ranked by Real Chocolate Lovers

The article provides a top five ranking of chocolate bars favored by true chocolate aficionados for their quality ingredients, complex flavors, and superior textures, featuring Valrhona Caraïbe, Tony's Chocolonely Dark Milk Chocolate Pretzel Toffee, Lindt Excellence Touch of Sea Salt, Ritter Sport Whole Hazelnuts, and Green & Black's Organic Dark 70%, while also comparing these premium bars with mass-market favorites like Hershey's, Snickers, and Kit Kat for their cultural significance despite lower-quality chocolate.

7/8/20255 min read
Early Warning Signs of Colon Cancer: What to Watch For
Financial Literacy

Early Warning Signs of Colon Cancer: What to Watch For

This content highlights the importance of early detection of colon cancer through recognition of symptoms such as bowel habit changes, blood in stool, and unexplained fatigue, while emphasizing regular screenings starting at age 45 and lifestyle modifications to reduce risk, including diet and exercise.

7/7/20256 min read
How to Read a Pay Stub and Understand Where Your Money Goes
Financial Literacy

How to Read a Pay Stub and Understand Where Your Money Goes

Understanding your pay stub is essential for financial management, as it details how your pay is calculated, including gross pay, deductions for taxes and benefits, and net pay, which is your actual take-home amount. Regularly reviewing your pay stub helps catch errors, aids in better tax and financial planning, and allows for more effective budgeting and contribution decisions to maximize pre-tax benefits.

4/5/202510 min read
The Psychology of Spending: How to Break Bad Money Habits
Financial Literacy

The Psychology of Spending: How to Break Bad Money Habits

The article emphasizes that breaking bad money habits involves understanding the psychological roots of spending behaviors, such as emotional triggers and ingrained money scripts, and advises combining emotional awareness with practical strategies like conducting a spending trigger audit, creating distance between impulse and action, and replacing habits instead of simply removing them. By adopting financial mindfulness, challenging negative money beliefs, practicing self-compassion, and establishing supportive systems and communities, individuals can transform their spending habits and attain long-term financial wellbeing.

3/29/20258 min read
Financial Literacy for Teens: Must-Know Money Skills Before 18
Financial Literacy

Financial Literacy for Teens: Must-Know Money Skills Before 18

Teens should master essential financial skills, such as budgeting, banking, saving, and understanding credit before age 18, to ensure smoother transitions into adulthood and prevent costly mistakes when managing money independently. Learning these skills early—from budgeting basics and the benefits of compound interest to understanding credit scores and the cost of borrowing—can set them up for long-term financial success.

3/23/20255 min read
Simple Ways to Teach Kids About Money at Home
Financial Literacy

Simple Ways to Teach Kids About Money at Home

Teaching kids about money at home involves using everyday activities to shape their financial habits early, starting with money recognition and simple allowance systems. Parents can implement practical lessons through activities like the three-jar money management system, digital money discussions, and age-appropriate financial games, while modeling healthy money behaviors and involving children in charitable giving, all of which lay a strong foundation for financial literacy in adulthood.

3/22/202511 min read
Money Terms Everyone Should Know Before 30
Financial Literacy

Money Terms Everyone Should Know Before 30

By age 30, it's crucial to understand essential financial concepts such as the distinction between assets and liabilities, the importance of tracking net worth, credit score factors, and the impact of Annual Percentage Rate (APR) on borrowing costs. Additionally, knowledge of investment terms like diversification, market cycles, and index funds, as well as retirement planning through 401(k) and IRA accounts, is vital for making prudent financial decisions. Understanding these terms supports better money management and future financial security.

3/20/20259 min read
How Credit Works: What They Don’t Teach in School
Financial Literacy

How Credit Works: What They Don’t Teach in School

Understanding credit involves recognizing that it impacts many aspects of financial life, such as interest rates and housing options, but schools often fail to teach its importance and mechanics. A credit score is based on factors like payment history and credit utilization; building a good score can be crucial for securing favorable financial terms, so individuals should proactively manage and check their credit reports while avoiding common myths about credit management.

3/18/20256 min read
How to Improve Your Credit Score Fast in 2025
Financial Literacy

How to Improve Your Credit Score Fast in 2025

The guide outlines effective strategies to improve credit scores quickly and sustainably in 2025, emphasizing checking for errors on credit reports, reducing credit utilization, and becoming an authorized user on a credit card. It also highlights new factors impacting scores, such as subscription payments and rent reporting, and introduces tools like Experian Boost and UltraFICO for score enhancement.

1/25/20258 min read
What Is Compound Interest? A Simple Guide for Beginners
Financial Literacy

What Is Compound Interest? A Simple Guide for Beginners

Compound interest is a powerful financial tool where you earn interest not only on your initial investment but also on accumulated interest, leading to exponential growth over time. To maximize its benefits, start investing early, reinvest earnings, and consider financial vehicles like savings accounts, CDs, dividend-paying stocks, and retirement accounts while being mindful of the compounding frequency and inflation's impact on real returns.

10/18/20247 min read