Money-Saving Tips

Investing

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How to Start Investing in Your 20s (Even If You’re Broke)
Investing

How to Start Investing in Your 20s (Even If You’re Broke)

Starting to invest in your 20s, even with limited funds, is crucial due to the power of compound growth over time; prioritize building an emergency fund, paying off high-interest debt, and understanding cash flow before investing in employer retirement plans, Roth IRAs, and HSAs.

Evan L. ChamberlainEvan L. Chamberlain
8 Apr 2025 • 9 min read

Personal Finance

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High-Yield Savings Accounts: Are They Worth the Hype in 2025?
Personal Finance

High-Yield Savings Accounts: Are They Worth the Hype in 2025?

In 2025, high-yield savings accounts remain advantageous for emergency funds and short-term savings due to significantly higher interest rates than traditional savings accounts, despite potential drawbacks like access limitations and rate variability.

Liam DavenportLiam Davenport
5 Apr 2025 • 5 min read

Retirement Planning

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How to Catch Up on Retirement Savings in Your 40s and 50s
Retirement Planning

How to Catch Up on Retirement Savings in Your 40s and 50s

Starting retirement savings in your 40s or 50s is feasible by leveraging peak earning years, utilizing catch-up contributions in tax-advantaged accounts, and possibly reimagining retirement with phased approaches or working longer.

Elliot W. RamseyElliot W. Ramsey
6 Apr 2025 • 11 min read

Taxes

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Are You Eligible for the New 2025 Tax Credits?
Taxes

Are You Eligible for the New 2025 Tax Credits?

The 2025 tax year introduces several expanded and new tax credits, such as a 30% Residential Clean Energy Credit for solar, wind, and geothermal systems with no upper limit, a potentially enhanced Child Tax Credit, and stricter eligibility for electric vehicle credits requiring North American assembly.

Evan L. ChamberlainEvan L. Chamberlain
9 Apr 2025 • 8 min read

Financial Literacy

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How to Read a Pay Stub and Understand Where Your Money Goes
Financial Literacy

How to Read a Pay Stub and Understand Where Your Money Goes

Understanding your pay stub is essential for financial management, as it details how your pay is calculated, including gross pay, deductions for taxes and benefits, and net pay, which is your actual take-home amount.

Evan L. ChamberlainEvan L. Chamberlain
4 Apr 2025 • 10 min read